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First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
June Seebohm Keller Williams Realty, Hilton Head Island, SC 8 Lafayette Place Hilton Head Island, SC. 29926 843-290-2929 843-682-8111 877-877-1957 Fax: 843-681-6579 Email: June@AlwaysJune.com
June offers you a degree of personalized service rarely found among
Realtors. Through a unique combination of devotion, compassion and good, old-fashioned hard work June has established an excellent reputation among, not only her clients but her peers as well. June is originally from Northern Ireland and has moved many times in the UK and US so she understand very well the kind of stress involved in residential sales and purchase. It's often an intense time of transition for all involved.
Also her personal knowledge of building new homes and renovating homes
is invaluable. Her high-tech office and staff allow immediate response
to phone calls, emails and faxes. She is always "on the other end" of
her cell phone. Please call her any time.
www.AlwaysJune.com
is brought to you by June Seebohm
NUMBER1EXPERT in real estate for Hilton Head Island and Bluffton, South Carolina
- NUMBER1EXPERT 
