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Welcome > For Sellers >
Solutions for a Troubled Home Owner ...
Are you having trouble keeping up with your mortgage? Do you owe more than you own? Have you missed a mortgage payment? Don’t wait another day you have options! June is always there to lend a hand! Let June help you navigate the situation you are in and help you to come to the best solution. Call June TODAY at (843) 290-2929.
Trouble Making Payments
If you are having trouble making mortgage payments refinancing through the Federal Housing Authority (FHA) maybe the solution for you. FHA has a program called Hope for Homeowners (H4H). This program helps individuals refinance their loans into new FHA insured 30-year fixed rate loans with lower monthly payments. Call 1-888-995-HOPE or 1-800-CALL-FHA to find out if you qualify for assistance through FHASecure.
Owe More Than You Own
If you home is now worth less than when you purchased it a short sale might be the solution for you. In a short sale your lender agrees to accept less than what is owed in exchange for the sale of your property. With a short sale you are able to avoid foreclosure and keep your credit in tacked.
Afraid of Foreclosure
Are you afraid of foreclosure? Get informed you may have options! Explore the U.S. Department of Housing and Urban Development’s (HUD) online Guide To Avoiding Foreclosure. Learn about South Carolina’s Foreclosure Law by clicking here. Get professional advice from HUD by calling 1-800-569-4287. Give me a call at (843) 290-2929. I can help!
Missed Payment
If you have already missed a mortgage payment, contact your lender immediately. Your lender wants to come to a solution with you. They do not want your home. Taking your home back is a costly process that your lender wants to avoid. Also, be sure to contact the U.S. Department of Housing and Urban Development (HUD) at 1-800-569-4287. HUD will help you with free consulting and help you determine what options are available to you.
June is Always there to help you navigate the emotional and complexities of home ownership. Don’t wait another day! Give me a call TODAY at (843) 290-2929.
Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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Where is the world's tallest apartment block?
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The 100-story John Hancock Center in Chicago, Illinois is 1,127 feet high; floors 44 through 92 are residential.
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 See More Real Estate Trivia > |
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NUMBER1EXPERT®
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All rights reserved. All information deemed reliable but not guaranteed.
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- NUMBER1EXPERT 
